Protect What Matters Most with Trusted Life Insurance Solutions

At Prime Retirement Advisors, we provide personalized annuity plans and life insurance to safeguard your family’s future and ensure financial peace of mind. Explore our flexible options and start planning for a secure tomorrow.

Who We Are

As a Retirement Planning Professional, I am focused on helping my clients work through and towards their retirement plan and dreams through well thought-out solutions for retirement income.

I have been married to my wife, Sarahi, since 2001. We, along with my 7yr old daughter Ava, have settled in and around the Central Florida area. I began helping public sector employees and their families with their retirement needs after seeing the need personally when I worked at a local school district. One of the foundation cornerstones that Richard feels is key, is providing a level of service and excellence for my clients that I would expect for myself and my family.

I have worked in the Information Technology industry for over 20 years and was introduced to the financial industry in 2017. I have worked with many local public schools throughout the Central Florida area, and I understand how frustrating the FRS and DROP can be as a former employee myself.  I enjoyed helping colleges with their computer issues, but ever since I started in this industry, I truly enjoy helping individuals plan and prepare for a great retirement and love to see when their reach their goals and truly feel that I am now helping families more than I have ever.

Our Services

We Serve The Best Service

DROP accounts earn interest compounded monthly at an effective annual rate of 6.5% (if your DROP participation began prior to July 1, 2011) or 4% (if your DROP participation began on or after July 1, 2011).

Drop Rollovers

The Investment Plan has been offered to FRS employees since 2002 and is like other defined contribution plans that have been offered to select groups of FRS employees for over 25 years.

FRS Investment Rollovers

Tax-Deferred Plans

Annuities are insurance products that provide a source of monthly, quarterly, annual, or lump-sum income during retirement. An annuity makes periodic payments for a certain amount of time, or until a specified event occurs (for example, the death of the person who receives the payments).

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As a Retirement Planning Professional, I am focused on helping my clients work through and towards their retirement plan and dreams through well thought-out solutions for retirement income.